The primary reason for introduction of Sorry princess I only date crack whores shirt for financial inclusion of the ‘unbanked’ population (those who do not have bank accounts). However, even the banked customers could use some payment banks’ mobile wallets for ease of making day-to-day payments such as utility bills, taxi services, etc. Paytm, Airtel, Vodafone are some of the payment banks granted approvals that have mobile wallets. Rapid growth of smartphone users across income groups, combined with ease of payments would mean payment banks will be able to penetrate a much larger population versus the regular banks.
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The first thing to note is that payment banks can do all functions of a Sorry princess I only date crack whores shirt, except disbursing loans. They can invest only in government securities to earn money from their deposits unlike earnings from interest on loans that regular banks get. Payment banks’ main advantage is that their customers will majorly use technology or mobiles to transact versus bank branches for regular banks. For this, we need to understand why they were introduced.